Send now. Pay later. A revolving line of credit in USD or Bitcoin, powered by Lightning
Voltage Credit is a revolving line of credit, denominated in USD or Bitcoin, that moves payments over Bitcoin or Lightning with instant settlement. Choose the denomination that fits your business. Repay on your timeline.
Business credit, your way
No hidden costs, no waiting, no compromises. Just a credit line built for the speed of Lightning, in the currency your business already runs on.
A true revolving credit line, not a static loan
Voltage Credit functions like the corporate credit facilities Fortune 500 companies use, built on top of the fastest payment network on Earth. Draw only what you need. Pay interest only on outstanding balances. Restore your available credit immediately upon repayment.
The choice is yours
USD line of credit
For businesses that want the speed and cost advantages of Lightning without crypto on the balance sheet. Draw in dollars, repay in dollars. Payments still settle instantly over Lightning with near-zero fees, but your treasury never touches cryptocurrency. Your finance team operates exactly as it does today.
Bitcoin line of credit
For exchanges, miners, payment service providers, and businesses already operating natively in Bitcoin. Draw in BTC, repay in BTC. Access a dynamic credit facility that recognizes your Bitcoin revenue and scales with your transaction volume.
Built for businesses already moving money at scale
From exchanges and payment service providers to enterprises exploring Bitcoin rails for the first time, Voltage Credit gives any business access to instant, low-cost payments without financial complexity.
Instant payments
Draw from your credit line and send payments over Lightning or on-chain in seconds. No converting USD to BTC ahead of time, no guessing how much liquidity you'll need.
USD or BTC, your choice
Choose a credit line denominated in dollars or Bitcoin based on what fits your business. USD lines keep crypto off your balance sheet entirely. BTC lines let you operate natively in Bitcoin.
Credit that scales with you
Voltage powers your underlying payment infrastructure, giving us real-time visibility into your transaction volume. Your credit line can grow as your business grows.
Natively integrated into Voltage platform
Your credit line is instantly accessible wherever your business already operates on Voltage. Deeply programmatic, available across the same rails that power your payments. No separate workflows.
Stop choosing between fast payments and flexible treasury
Voltage Credit gives your business the speed and cost advantages of Bitcoin rails with the financial flexibility you need to operate. The priority list is open.
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