Reach 59M+ Cash App users with Lightning
The Lightning Network is open to any operator. With Voltage, you can accept deposits and send withdrawals to Cash App users, instantly, with final settlement and zero chargeback risk. No Bitcoin on the player's side required.
The Cash App channel is already one of the biggest deposit channels in iGaming
of deposits came from Cash App users in a recent 30-day Voltage pilot
monthly active Cash App customers in the U.S.
Cash App Bitcoin payments already settle on Lightning
chargeback risk, all Lightning payments are final
From gaming app to funded, in a few taps.
This is the whole deposit. A player taps to add funds, opens Cash App, buys as little as $1 in Bitcoin on the debit card already linked to their account, and pays the Lightning invoice. The balance lands in their player account instantly.
No special partnership required. No crypto wallet to set up. No leaving the flow they already trust. The card on file does the work in the background.
To your players it feels like any other deposit. To you, it's instant, final, and chargeback-free: a payment path to 59M+ Cash App users.
How a Cash App user deposits on your platform
- 01
Player selects Lightning as the deposit method on your platform.
- 02
Player opens Cash App, taps Bitcoin, and buys as little as $1 in BTC, funded automatically from their linked Visa or Mastercard.
- 03
Player pays the Lightning invoice from Cash App. The deposit lands in their player account instantly.
- 04
You settle instantly on your side, with no chargeback risk and final settlement.
Built for real-money operators that need finality
Instant final settlement
Payments clear peer-to-peer in seconds.
Zero chargeback risk
Lightning payments are cryptographically final.
No Bitcoin required from the player
Funded from the debit card on file in Cash App.
Interoperable by default
Works with Cash App, Strike, Wallet of Satoshi, Coinbase, Binance, Bitso, and every major Lightning wallet.
USD settlement available
Accept Lightning deposits without holding Bitcoin on your balance sheet.
Compliance-ready
NMLS-regulated, SOC 2 Type 2, audited AML program.
The math on moving Cash App deposits to Lightning
For an operator processing $350M/year in player deposits at a blended 3% rate across ACH and cards, moving just 10–20% of transactions to Lightning via the Cash App channel unlocks an estimated $1.5M – $2.1M in annual deposit savings.
That's before counting:
- Chargebacks eliminated
- Faster time-to-play driving higher player engagement
- New customer acquisition from the 59M Cash App user base
Illustrative figures based on a single Voltage customer's player deposit volume. Actual savings vary by operator, payment mix, and adoption rate.
Why operators choose Voltage for the Cash App channel
1/3 of all global Lightning transactions
flow through Voltage infrastructure.
6 years of production uptime
the longest track record in Lightning.
Direct BitGo integration
enterprise-grade custody built in.
Trusted by NDAX, Yellow Card, Wallet of Satoshi
and 85+ enterprise customers.
NMLS-regulated commercial lender
compliant payment rails for U.S. operators.
Frequently asked questions
Does the player need to own Bitcoin to deposit?
No. Cash App users can fund a Lightning deposit with as little as $1 pulled from the Visa or Mastercard linked to their Cash App account. No prior Bitcoin balance required.
Is this compliant for U.S.-regulated operators?
Voltage operates as an NMLS-regulated commercial lender (NMLS #2676234), maintains an audited AML program, supports OFAC compliance, and keeps auditable node-level logs to support SARs and CTRs.
How long does integration take?
Most customers ship to production in days, not months. You get a staging environment with test funds, then flip to production when you're ready.
Do I need to hold Bitcoin on my balance sheet?
No. Voltage offers USD settlement. You can accept and send Lightning payments without ever touching Bitcoin.
What happens if the Lightning payment fails?
Lightning payments are atomic. They either complete fully or not at all. There is no partial settlement state and no chargeback mechanism.
Ready to reach 59M Cash App users?
Lightning is open to any operator ready to integrate. Let's talk about what the Cash App channel could look like on your platform.
Schedule a strategy session